Protect Your Rented Home in Surrey

Comprehensive Tenant Insurance for Peace of Mind

Tenant insurance isn’t merely coverage—it’s a shield for renters. It transforms uncertainties into security, ensuring that unexpected events don’t derail one’s peace of mind.

With it, you can confidently navigate the challenges of renting, knowing you’re always protected!

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Why Choose Apple Insurance for your Condo Insurance?

Why Choose Tenant Insurance?

Navigating the vibrant streets of Surrey, every renter carries dreams, aspirations, and treasured possessions within their rented walls. But with dreams come vulnerabilities. Tenant insurance is more than just a safety net; it’s a commitment to preserving what matters most. From safeguarding your cherished memories to providing a cushion against unexpected setbacks, tenant insurance stands as a silent guardian. Explore the profound benefits of this essential coverage and understand why it’s not a luxury, but a necessity for every renter.

Protection against theft or damage.


Temporary housing coverage.

Personalized plans for Surrey residents.

How It Works

Easy Steps to Secure Your Rented Home


Fill out the quote form.


Discuss with our expert.


Customize your plan.


Get insured.

Frequently Asked Questions

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What exactly does Tenant Insurance cover?

Tenant insurance primarily covers three areas:

  • Personal Property: It protects your belongings, such as furniture, electronics, and clothing, against theft, damage, or loss due to events like fire, water damage, or vandalism.
  • Liability: It provides coverage if someone gets injured on your rented property or if you accidentally cause damage to another tenant’s property.
  • Additional Living Expenses: If your rental becomes uninhabitable due to a covered peril, tenant insurance can cover temporary housing and related expenses.

I'm just renting. Isn't insurance the landlord's responsibility?

While your landlord likely has insurance, it only covers the building and structural damages. Tenant insurance is designed to protect your personal belongings inside the rental and provide liability coverage. It’s your responsibility to ensure your possessions and potential liabilities are covered.

How is the cost of Tenant Insurance determined?

The cost of tenant insurance is influenced by several factors, including:

  • The value of your personal belongings.

  • The type and location of your rented property.

  • The coverage limits and deductibles you choose.

  • Any additional coverage or riders you add to the policy.

Does Tenant Insurance cover roommates?

Generally, a standard tenant insurance policy covers only the named policyholder. If you have roommates, they should consider getting their own separate policies to ensure their belongings and liabilities are adequately covered. However, some policies might allow adding roommates, but it’s essential to clarify this with your insurance provider.

What should I do in the event of a theft or damage to my rented property?

If you experience theft or damage:

  • Ensure safety first. If it’s a crime-related incident, report it to the police.

  • Document the damage or loss with photos and a detailed list.

  • Contact your insurance provider as soon as possible to initiate the claims process.

  • Keep any receipts or invoices related to repairs or replacements, as they might be required during the claim settlement.


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